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To begin the loan application process: - Prepare your business plan.
- Complete your financial statements and/or forecast.
- Contact our General Manager for an initial interview.
For on-line assistance in completing your business plan and financial forecasts, visit our on-line application forms. For personal assistance, contact our General Manager for an Initial Interview The initial interview is an information exchange where we provide you with an overview of our services and you provide us with an overview of your business plan and financing requirements. If you decide to proceed, the next step is to submit a loan application. ApplicationAt a minimum, your loan application must include: - Business Loan Application
- Business Plan including Projected Cash Flow, Balance Sheet and Income Statements
- Personal Financial Statement for each partner / shareholder
- Copy of your Business Registration and/or Articles of Incorporation
- Copy of your Income Tax Return
- Copy of Birth Certificates for each partner / shareholder.
EvaluationOur General Manager will analyze your loan application package and present it to our volunteer Board of Directors. All financing decisions are made by the Board at their monthly meeting based on the strength of your business plan, your ability to repay, available security, impact on job creation or maintenance and the impact on long-term growth for the community. Downloads
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